עבריתLet's talk ↗︎Credit · Risk · Operations · Management Advisory
Sharper credit.
Operations built to scale.
Personal advisory for management teams, non-bank lenders and financial-services firms — strengthening underwriting, risk management, controls and operational infrastructure.
TRUSTSTABILITYEXPERTISERESULTS
01 ABOUT GST
Hands-on management experience. Commercial thinking. Disciplined execution.
Former VP Operations & Chief Credit Officer
GST Consulting is an independent advisory firm serving non-bank lenders, financial-services companies and growing businesses.
The firm was founded and is led by Barak Levy, whose most recent role was VP of Operations, Credit & Finance, following management positions at Mizrahi-Tefahot Bank. Barak brings experience from both sides of the market — banking and non-bank credit — combining credit judgment, commercial thinking, regulatory understanding and execution capability.
02 PROVEN EXPERIENCE
EXPERIENCE BUILT FOR EXECUTION
From credit decisions to implementation.
Credit & Risk Management
Underwriting, financial and repayment analysis, covenant control, collections and decision-ready credit opinions.
Operations & Governance
Translating strategy into work plans, building KPIs, standardizing processes and reporting to management and boards.
Banking & Finance
Banking relationships, cash-flow control, financing solutions, trade transactions and work with investors and regulators.
Growth & Client Relationships
Financing-product development, client acquisition and expansion, negotiation and long-term business relationship management.
03 AREAS OF EXPERTISE
One partner.
A broader view.
Integrated advice across the financial, operational and strategic dimensions of the business.
Credit Policy & Underwriting
Designing credit policies, underwriting methodologies, approval authorities and responsible decision-making processes.
- Credit policy document
- Authority matrix
- Underwriting methodology
Risk & Internal Controls
Risk assessments, internal controls, regulatory reviews and practical, measurable remediation plans.
- Risk assessment
- Control map
- Remediation and monitoring plan
Portfolio & Collateral Monitoring
Monitoring credit portfolios, collateral and collections, supported by management reporting that creates control and transparency.
- Portfolio monitoring framework
- Management dashboard
- Exceptions and collections routine
Operations & Processes
Improving processes, building KPI and SLA frameworks, and establishing scalable, disciplined operating routines.
- Process map
- KPI and SLA framework
- Procedures and implementation plan
Governance, Compliance & Advisory
Strengthening corporate governance, supporting compliance requirements and advising management on complex decisions.
- Governance and accountability map
- Compliance procedures
- Decision materials for management
04 FROM NEED TO OUTCOME
Focused advice.
Practical deliverables.
Every engagement is shaped around the business challenge, organizational maturity and desired outcomes.
Who Barak Works With
Non-bank lenders, finance and fintech companies, financial-services firms and growing businesses seeking stronger management and control capabilities.
What You Receive
Credit policies, authority matrices, risk and control maps, procedures, KPI and SLA frameworks, management dashboards and actionable work plans.
Ways to Work Together
A focused diagnostic, an implementation project, ongoing management support, or targeted advice before a major decision or change.
05 WHY GST
Judgment-led advice.
Never one-size-fits-all.
Senior, Personal Involvement
Direct and continuous support from Barak Levy, from diagnosis through implementation.
Business Clarity
Sharp analysis translated into practical decisions, priorities and actions.
Independent Thinking
Objective advice, honest challenge and recommendations aligned solely with your interests.
Execution Focus
A focus on what works in practice and on creating change that lasts.
06 HOW THE PROCESS WORKS
A precise path.
From question to outcome.
Every process is tailored to the client while the underlying methodology remains consistent.
Understand
Define the challenge, objectives and critical decisions.
Diagnose
Map risks, gaps and root causes.
Plan
Build a focused, practical and measurable plan.
Implement
Support execution, monitoring and adoption.
A CONVERSATION IS A GOOD PLACE TO START
Better decisions
begin with clarity.
Share the challenge briefly. Barak will assess whether and how GST Consulting can assist.
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